:root {
  --navy: #1B2A4A;
  --navy-dark: #111E33;
  --navy-deep: #0D1624;
  --accent: #C8A882;
  --accent-dark: #A8885E;
  --body-bg: #FAF9F6;
  --body-bg-alt: #F2F0EC;
  --text-dark: #1A1A1A;
  --text-mid: #555555;
  --text-light: #888888;
  --border: #EAE8E2;
  --white: #ffffff;
  --font-display: 'Playfair Display', Georgia, serif;
  --font-body: 'DM Sans', system-ui, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font-body);
  background: var(--body-bg);
  color: var(--text-dark);
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }

/* NAV */
.nav { background: var(--navy); position: sticky; top: 0; z-index: 100; border-bottom: 1px solid rgba(255,255,255,0.06); }
.nav-inner { max-width: 1100px; margin: 0 auto; padding: 0 32px; height: 72px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.nav-logo { display: flex; flex-direction: column; line-height: 1.1; flex-shrink: 0; }
.nav-logo-name { font-family: var(--font-display); font-size: 24px; color: var(--white); letter-spacing: -.01em; }
.nav-logo-sub { font-size: 10px; font-weight: 400; color: rgba(255,255,255,0.45); letter-spacing: .07em; text-transform: uppercase; }
.nav-links { display: flex; align-items: center; gap: 32px; }
.nav-links a { font-size: 13px; font-weight: 400; color: rgba(255,255,255,0.62); transition: color .15s; }
.nav-links a:hover { color: var(--white); }
.nav-links a.active { color: var(--white); }
.nav-cta { background: var(--accent); color: var(--navy-dark); font-family: var(--font-body); font-size: 13px; font-weight: 600; padding: 8px 18px; border-radius: 4px; border: none; cursor: pointer; transition: background .15s; white-space: nowrap; display: inline-block; }
.nav-cta:hover { background: var(--accent-dark); color: var(--white); }
.nav-phone { font-size: 13px; font-weight: 500; color: rgba(255,255,255,0.7); transition: color .15s; }
.nav-phone:hover { color: white; }
.nav-right { display: flex; align-items: center; gap: 16px; flex-shrink: 0; }

/* PAGE HERO */
.page-hero { background: var(--navy); padding: 64px 32px 56px; }
.page-hero-inner { max-width: 1100px; margin: 0 auto; }
.page-hero-eyebrow { display: flex; align-items: center; gap: 10px; font-size: 10px; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; color: var(--accent); margin-bottom: 16px; }
.page-hero-eyebrow::before { content: ''; display: block; width: 20px; height: 1px; background: var(--accent); }
.page-hero h1 { font-family: var(--font-display); font-size: 40px; font-weight: 700; color: var(--white); line-height: 1.1; letter-spacing: -.02em; margin-bottom: 16px; max-width: 640px; }
.page-hero-sub { font-size: 15px; color: rgba(255,255,255,0.65); line-height: 1.75; max-width: 520px; }

/* TRUST BAR */
.trust-bar { background: var(--navy-deep); border-bottom: 1px solid rgba(255,255,255,0.06); }
.trust-inner { max-width: 1100px; margin: 0 auto; padding: 0 32px; height: 48px; display: flex; align-items: center; flex-wrap: wrap; }
.trust-item { display: flex; align-items: center; gap: 7px; padding: 0 24px 0 0; margin-right: 24px; border-right: 1px solid rgba(255,255,255,0.08); height: 100%; }
.trust-item:last-child { border-right: none; }
.trust-dot { width: 4px; height: 4px; border-radius: 50%; background: var(--accent); flex-shrink: 0; }
.trust-text { font-size: 11px; color: rgba(255,255,255,0.52); font-weight: 500; white-space: nowrap; }

/* SECTIONS */
.section { max-width: 1100px; margin: 0 auto; padding: 64px 32px; }
.section-sm { max-width: 1100px; margin: 0 auto; padding: 40px 32px; }
.full-bg { border-bottom: 1px solid var(--border); }
.full-alt { background: var(--body-bg-alt); border-bottom: 1px solid var(--border); }
.section-eyebrow { display: flex; align-items: center; gap: 10px; font-size: 10px; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; color: var(--accent-dark); margin-bottom: 12px; }
.section-eyebrow::before { content: ''; display: block; width: 18px; height: 1px; background: var(--accent-dark); }
.section-title { font-family: var(--font-display); font-size: 30px; font-weight: 700; color: var(--text-dark); letter-spacing: -.02em; margin-bottom: 8px; }
.section-sub { font-size: 14px; color: var(--text-mid); line-height: 1.7; max-width: 560px; margin-bottom: 32px; }
.body-text { font-size: 14px; color: var(--text-mid); line-height: 1.85; }
.body-text p + p { margin-top: 14px; }

/* BUTTONS */
.btn-primary { background: var(--accent); color: var(--navy-dark); font-family: var(--font-body); font-size: 14px; font-weight: 600; padding: 12px 24px; border-radius: 5px; border: none; cursor: pointer; transition: background .15s; display: inline-block; }
.btn-primary:hover { background: var(--accent-dark); color: var(--white); }
.btn-outline { background: transparent; color: var(--navy); font-family: var(--font-body); font-size: 14px; font-weight: 600; padding: 11px 22px; border-radius: 5px; border: 1.5px solid var(--navy); cursor: pointer; display: inline-block; transition: all .15s; }
.btn-outline:hover { background: var(--navy); color: var(--white); }

/* CTA BAND */
.cta-band { background: var(--navy); }
.cta-inner { max-width: 1100px; margin: 0 auto; padding: 64px 32px; display: flex; align-items: center; justify-content: space-between; gap: 32px; flex-wrap: wrap; }
.cta-left h2 { font-family: var(--font-display); font-size: 30px; font-weight: 700; color: var(--white); margin-bottom: 8px; letter-spacing: -.02em; }
.cta-left p { font-size: 14px; color: rgba(255,255,255,0.58); line-height: 1.7; max-width: 400px; }
.cta-right { display: flex; flex-direction: column; align-items: flex-end; gap: 10px; }
.cta-email { font-size: 14px; color: var(--accent); font-weight: 500; }
.cta-email:hover { text-decoration: underline; }
.cta-areas { font-size: 11px; color: rgba(255,255,255,0.35); }

/* FOOTER */
.footer { background: var(--navy-deep); border-top: 1px solid rgba(255,255,255,0.06); }
.footer-inner { max-width: 1100px; margin: 0 auto; padding: 18px 32px; display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 12px; }
.footer-copy { font-size: 11px; color: rgba(255,255,255,0.3); }
.footer-links { display: flex; gap: 20px; }
.footer-links a { font-size: 11px; color: rgba(255,255,255,0.3); transition: color .15s; }
.footer-links a:hover { color: rgba(255,255,255,0.6); }

/* PROCESS STEPS */
.steps { display: flex; flex-direction: column; gap: 0; }
.step { display: grid; grid-template-columns: 48px 1fr; gap: 20px; padding: 28px 0; border-bottom: 1px solid var(--border); align-items: start; }
.step:last-child { border-bottom: none; }
.step-num { width: 36px; height: 36px; border-radius: 50%; background: var(--navy); color: var(--white); font-size: 13px; font-weight: 600; display: flex; align-items: center; justify-content: center; flex-shrink: 0; margin-top: 2px; }
.step-title { font-size: 16px; font-weight: 600; color: var(--text-dark); margin-bottom: 6px; }
.step-body { font-size: 14px; color: var(--text-mid); line-height: 1.75; }

/* FAQ */
.faq-list { display: flex; flex-direction: column; gap: 0; }
.faq-item { border-bottom: 1px solid var(--border); }
.faq-item:first-child { border-top: 1px solid var(--border); }
.faq-q { padding: 20px 0; font-size: 15px; font-weight: 600; color: var(--text-dark); cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 16px; list-style: none; }
.faq-q::-webkit-details-marker { display: none; }
.faq-chevron { color: var(--accent-dark); font-size: 18px; flex-shrink: 0; transition: transform .2s; }
details[open] .faq-chevron { transform: rotate(45deg); }
.faq-a { padding: 0 0 20px; font-size: 14px; color: var(--text-mid); line-height: 1.8; max-width: 680px; }

/* TWO COL */
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: start; }
.two-col-wide { display: grid; grid-template-columns: 3fr 2fr; gap: 64px; align-items: start; }

/* CARD GRID */
.card-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.card { background: var(--white); border: 1px solid var(--border); border-radius: 8px; padding: 24px; transition: border-color .15s; }
.card:hover { border-color: var(--accent); }
.card h3 { font-size: 15px; font-weight: 600; color: var(--text-dark); margin-bottom: 8px; }
.card p { font-size: 13px; color: var(--text-light); line-height: 1.65; }

/* HIGHLIGHT BOX */
.highlight-box { background: var(--navy); border-radius: 8px; padding: 28px 32px; }
.highlight-box h3 { font-family: var(--font-display); font-size: 20px; color: var(--white); margin-bottom: 10px; }
.highlight-box p { font-size: 14px; color: rgba(255,255,255,0.65); line-height: 1.75; margin-bottom: 16px; }

/* CONTACT FORM */
.form { display: flex; flex-direction: column; gap: 18px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-group { display: flex; flex-direction: column; gap: 6px; }
.form-label { font-size: 12px; font-weight: 600; color: var(--text-dark); letter-spacing: .02em; }
.form-input, .form-select, .form-textarea {
  font-family: var(--font-body);
  font-size: 14px;
  color: var(--text-dark);
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 5px;
  padding: 10px 14px;
  transition: border-color .15s;
  width: 100%;
}
.form-input:focus, .form-select:focus, .form-textarea:focus { outline: none; border-color: var(--navy); }
.form-textarea { resize: vertical; min-height: 120px; }
.form-note { font-size: 12px; color: var(--text-light); }

/* AREAS */
.areas-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; }
.area-group h3 { font-size: 14px; font-weight: 600; color: var(--text-dark); margin-bottom: 10px; padding-bottom: 8px; border-bottom: 1px solid var(--border); }
.area-list { list-style: none; display: flex; flex-direction: column; gap: 5px; }
.area-list li { font-size: 13px; color: var(--text-mid); display: flex; align-items: center; gap: 8px; }
.area-list li::before { content: ''; width: 4px; height: 4px; border-radius: 50%; background: var(--accent); flex-shrink: 0; }

/* RESPONSIVE */
@media (max-width: 768px) {
  .nav-links { display: none; }
  .page-hero h1 { font-size: 30px; }
  .two-col, .two-col-wide, .card-grid, .form-row, .areas-grid { grid-template-columns: 1fr; }
  .section, .section-sm { padding: 40px 20px; }
  .cta-inner { flex-direction: column; align-items: flex-start; }
  .cta-right { align-items: flex-start; }
  .trust-inner { height: auto; padding: 12px 20px; gap: 8px; }
  .trust-item { border-right: none; height: auto; padding: 4px 0; margin: 0; }
}